I did a debt consolidation last month. I got a cash 2 go from my metrobank credit card to pay my other credit cards. Because for me, cash 2 go has lowest rate and longest term so paying my debt become easiest for me.
Debt consolidation works for me, its help me to get rid from higher interest from other credit card companies and I make cheque for only one company and it’s easy for me now to monitor my due date.
If you want to know more about debt consolidation try to have credit counseling and you will learn a lot about debt consolidation.